Friday, March 31, 2017

An opinion about the recent failure



Mr. Bunkin wrote in the SJT’s that Americans ‘could have lost their health insurance’. He was referring to the failed attempt to pass Obama Care 2. He does not address the dire condition wherein they might lose the coverage or go broke trying to survive the premiums and deductibles, of Obama Care (1), as well as the other problems brought on by Obama. Though Republicans would not agree we must realize that the ACA was bad from the beginning. The 2017 Republicans should have worked in more depth and preparation, but being politicians in the main they worried over the loss of donations or possibly their precious seat. 

Why did the Democrats not negotiate in the beginning and admit the law’s failure over the past years? In 2009 the Democrats ignored the signs of the problems with this faulted and signature law. The question is that since November, 2016 Democrats and their support have been engaged in name calling of fascism. The ACA was the fascist start wherein Democrats in government ruled and forced businesses, heavy and highhandedly by ordering health insurance, and Health Care regulations, regardless of private citizen choice. Check the dictionary definition of fascism. In the early days we heard it must be passed to find out what is in the law. 

What is not recognized is that Politicians, who are defined as those skilled in government, truly have little talent outside their party. They live lies and practice their salesmanship to a block of voters who the party deems deserving of magnanimous charity. Politicians live by plotting against a different party or notable persons. You see them target anyone who would dare to align with a person of an opposing position.

The original ACA never was crafted properly. Democrats were determined to act as though they were helping the poor at the expense of everyone’s pocket book, bank account or wages. Deliberate legislation was forced as a tax on the citizenry.  
                   

·       The fact is that insurance across state lines wherein the insurance pools could have been larger, was ignored.

·        When pre-existing conditions existed provision of previous health insurance of prior coverage could have been sur-charged. Employees are punished if they change careers or employers. Leave company “A” and go to a new employer where previous condition/s are a detraction from granting new employment.

·       Employers should not have been the targets of the legislation while making it advantageous to shed employees.  
Much ink and time was wasted.  We see; printed press, TV news talking heads, and Democrats aim at the new politician, Trump, and the wimpy party members. Trump, the neo-politician,  wanted to do well for the citizenry, rather than create or allow continuance of the Obama trend toward socialist or fascist state. Thankfully the Republican Politicians failed as bad as the Pelosi Democrats. We need them to persist and correct the law, even if it means repeal then replace the flaw law.

Sunday, March 26, 2017

RINO RINO RINO, Ann Coulter might have it correct !

If Trump was not elected, what would have been the speakers approach to legislation? If there was a different but Republican President would the speaker have presented a different Revise and Replace (R & R) for a vote? Why after six year of agonizing criticism would we have seen such a failure? RYAN must GO!

Now the D's are saying they will work with D.T. to fix Obama Care. After six (6) terrible years and drastic increases in health cost these dumbkopfs finally realize that Obama Care is all wrong; Premiums and Deductibles.

  Ryan has been sometimes openly against Trump. Is Ryan running for President. After all he is second in line. Just think if the D's succeed in bringing down Trump. Would Ryan become Veeep?

The speaker had a simple project presented to him. As the leader of the House why did he provide a bill that was so objectionable?  The last six years we have heard:

  • Allow Insurance across state lines.
  • take away birth control for men and the mandate for women, They have fought for and won abortion rights,take away pregnancy services.
  • Take away the mandates; both employers and individuals, and allow people to purchase openly.
  • Allow optional selections  in a health insurance.
  • return to the days when people insured for only the rare occasion coverage 
  • Dump the phony taxation.
  • have you looked at the cost of Rx's since the Fed's got into the market.
When the government demands something the price escalates.  

Saturday, March 18, 2017

Where does the money come from? Loook it up!



Elections present us with candidates ranging from municipal, fire services, county, state and federal to president. What are the objectives of these candidates? We receive slogans ranging improved government, to world peace. In Between there are catchy slogans. A thriving economy is always nice because it comforts the family as well as the individual. You can make your list. It can be one word titles, short phrases, sentences, paragraphs, sermons, or treatises.
One definite objective is controlled spending.  Never do we hear politicians that tell us they will increase our taxes? No. They tell us their approach will be government that solves problems. Yet, commonly they hold the hands of friends and donators to their campaign.
Research the source of their donations or their donors. The information is available in the 

New Jersey Election Law Enforcement Commission, and

 the Federal Election Commission. 

We should be shown the contents of these reports and shown who the donors were or are. Not because it is wrong to donate. The fourth estate should show how the favored political appointees, contractors and influences are established. Why do the contributors have favor by the politicians in office? The paths access to power are shown by the names contained in the reports. Who is your Township’s Engineer? Who was the Township Business Administrator employed by, before being appointed? Why was an Attorney hired? Look at the political appointments over the total range of Mayor, Governor, Senator, Congressperson and President.
President Obama has gone from office has an organization designated as ‘Organized For Action’ (OFA). It is built on the basis of teachings by Saul Alinsky. There are the dollars of the Obama Fund, which few know who contributed and how much. OFA is poised to fight for constitutional changes. Are we waiting for a revolution while protests grow and crime is over looked as a change for the good?

The Revolution that Started in Washington (Township, NJ)

For the the first time ever, in NJ, municipal citizens have overridden a raise, given to itself, by a newly elected administration, not even 28 days in office.  Note that the ordinance issuing this raise was passed illegally before a Township budget was passed, as required by local law.  Note also that the same administration hired an unproven expert from another county to serve as a development administrator, giving him a car (!) to pay for his travel.

Opposition to this disgusting act of self-aggrandization is entirely non-partisan.  Not a single Democrat, Independent, or Republic asked to sign the petition refused to do so. Prior Democrat and Republican mayors signed the petition.

Next step, Washington itself?

Tuesday, March 14, 2017

"Someone Said: I want to make this perfectly clear....."



 Can you defend the current ACA? 
A few comment are in red. take your time and ask you questions.
 FROM; US.GOV’s Website:
If you don’t have health insurance: How much you’ll pay
If you can afford health insurance but choose not to buy it, you must pay a fee called the individual shared responsibility payment. (The fee is sometimes called the "penalty," "fine," or "individual mandate.") The government will determine if you can afford!
·        You owe the fee for any month you, your spouse, or your tax dependents don’t have qualifying health coverage (sometimes called "minimum essential coverage"). See all insurance types that qualify. The government determines the Types.
·        You pay the fee when you file your federal tax return for the year you don’t have coverage. If you do not calculate your tax early in the year watch for your April 15 surprise. They will tell you what you should have paid.
·        In some cases, you may qualify for a health coverage exemption from the requirement to have insurance. If you qualify, you won’t have to pay the fee. Learn about health coverage exemptions.

{Examples of qualifying health coverage

If you're covered by any of the following types of plans, you're considered covered under the health care law and don't have to pay a penalty.
·        Any health plan bought through the Health Insurance Marketplace
·        Individual health plans bought outside the Health Insurance Marketplace, if they meet the standards for qualified health plans
·        Any “grandfathered” individual insurance plan you’ve had since March 23, 2010 or earlier
·        Any job-based plan, including retiree plans and COBRA coverage
·        Medicare Part A or Part C (but Part B coverage by itself doesn’t qualify)
·        Most Medicaid coverage, except for limited coverage plans
·        Most student health plans (check with your school to see if the plan counts as qualifying health coverage)
·        Health coverage for Peace Corps volunteers
·        Most TRICARE plansThis link takes you to a website not operated by the federal government. The site may have different privacy and security policies.
·        Refugee Medical Assistance
·        State high-risk pools for plan or policy years that started on or before December 31, 2014 (check with your high-risk pool plan to see if it counts as qualifying health coverage)
See a more detailed list of types of plans that do and don’t count as qualifying health coverage from the IRS.
Health plans that don't count as coverage
Some products that help pay for medical services don't qualify. If you have only this kind of product, you may have to pay the fee. Examples include:
·        Coverage only for vision care or dental care
·        Workers' compensation
·        Coverage only for a specific disease or condition
·        Plans that offer only discounts on medical services
More answers
What if I have qualifying health coverage for just part of the year?
The penalty is 1/12 of the annual amount for each month you or your tax dependents don’t have coverage. If you’re uncovered only 1 or 2 months, you don’t have to pay the fee at all. Learn about the “short gap” exemption.
What if I buy an individual plan outside the Marketplace? Will I have to pay the fee?

The fee for not having health insurance in 2016 & 2017
The fee is calculated 2 different ways – as a percentage of your household income, and per person. You’ll pay whichever is higher.
Percentage of income
·        2.5% of household income;  (.025 x $1000 =$25) or a $50,000 income >> $1,250
·        Maximum: Total yearly premium for the national average price of a Bronze plan sold through the Marketplace
Per person
·        $695 per adult
·        $347.50 per child under 18
·        Maximum: $2,085
Paying the fee
·        Using the percentage method, only the part of your household income that’s above the yearly tax filing requirement is counted.
·        Using the per-person method, you pay only for people in your household who don’t have insurance coverage.
·        If you have coverage for part of the year, the fee is 1/12 of the annual amount for each month you (or your tax dependents) don’t have coverage. If you’re uncovered only 1 or 2 months, you don’t have to pay the fee at all. Learn about the “short gap” exemption.
·        You pay the fee when you file your federal tax return for the year you don’t have coverage.
Estimating your fee
More answers: The penalty for not having health insurance
If I'm unemployed, do I have to pay the fee?
It depends on your household income. If insurance is unaffordable to you based on your income, you may qualify for an exemption from the fee. Other exemptions are based on low income too. Learn more about exemptions and how to claim them.
What happens if I don't pay the fee?
What if I buy an individual plan outside the Marketplace? Will I have to pay the fee?
Any plan that meets the standards for qualifying health coverage counts under the health care law. If it does, you won't have to pay the fee. This is where the Little Sisters of the poor were punished. Why must you pay for birth care if you do not want it?
You can buy qualifying health coverage directly from an insurance company, from an online seller, or through an agent or broker. But the government has set the rules.
Before you buy, be sure to find out if the plan you’re interested in qualifies.